Select your Time Horizon. There are 4 options –
- Very short Term – Less than 1 year
- Short Term – 1 to 5 years
- Medium Term – 5 to 10 years
- Long Term – More than 10 years
Collections for Best Reads
- https://unovest.co/2021/10/its-the-world-financial-planning-day/
- https://unovest.co/2018/04/frugality-financial-freedom-and-facts/
- https://unovest.co/2017/12/save-rs-1-crore-dream-startup/
- https://unovest.co/2017/09/guide-mutual-fund-portfolio-xirr/ (Great Read Complete PDF)
- https://unovest.co/2018/02/balanced-funds-taxation/
- https://unovest.co/2020/06/5-financial-must-dos-for-married-couples/
- https://unovest.co/2018/09/6-investing-basics/
- https://unovest.co/2018/09/21-money-investing-rules/
- https://unovest.co/2018/05/50-decisions-financial-plan/
- https://unovest.co/2018/01/question-money-ask/
Insurance Related
https://www.valueresearchonline.com/stories/46426/simplicity-in-insurance-is-key/
Gold
- https://www.jagoinvestor.com/2019/11/sovereign-gold-bonds.html
- https://www.jagoinvestor.com/2015/11/sovereign-gold-bond-scheme.html (Only for Wealth ,then avoid)
Investment Related
- Emergency corpus: Keep an amount equal to six months of your expenses and EMIs in a combination of liquid funds and sweep-in FDs.
- Life insurance: You need life insurance only if you have financial dependents and your assets are not sufficient to take care of them in your absence. Buy only pure term plans for life insurance.
- Health insurance: Unplanned medical expenses can derail your financial future. Maintain a sufficient health cover for all your family members.
https://www.jagoinvestor.com/2012/12/6-rules-of-great-financial-life.html
https://www.jagoinvestor.com/2017/01/buying-first-car.html
https://www.jagoinvestor.com/2013/08/real-estate-and-property-terminologies.html
https://www.jagoinvestor.com/2019/01/critical-illness-cover.html
https://www.jagoinvestor.com/2019/06/nps.html (Detailed Article on NPS)
https://www.jagoinvestor.com/2015/06/atal-pension-yojana.html (Detailed Article on APY)
https://www.valueresearchonline.com/stories/48426/the-right-time-to-start-investing/
https://www.valueresearchonline.com/stories/45887/investing-on-a-salary-of-35k/
https://www.valueresearchonline.com/stories/47020/a-plan-for-an-it-professional-with-dependents/
https://www.valueresearchonline.com/stories/48128/financial-planning-amidst-the-crash/
https://www.valueresearchonline.com/stories/46969/a-financial-plan-that-puts-idle-money-to-use/
https://www.valueresearchonline.com/stories/34288/first-things-first/
https://www.valueresearchonline.com/stories/46611/assess-your-lifestyle/
https://www.valueresearchonline.com/stories/47106/charm-of-early-retirement/
https://www.valueresearchonline.com/stories/46166/managing-children-s-education/
https://www.valueresearchonline.com/stories/46303/investing-for-your-child-s-education/
https://www.valueresearchonline.com/stories/46300/a-5-point-guide-to-buying-a-home/
https://www.valueresearchonline.com/stories/49808/where-should-i-invest-my-gratuity-money/
https://www.valueresearchonline.com/stories/49905/should-i-book-profit-and-reinvest/
NRI Investments Related
- https://www.jagoinvestor.com/2019/09/nri-investments-guide.html
- https://www.jagoinvestor.com/2020/01/dtaa.html (Double Taxation Avoidance Agreement (DTAA))
- https://www.jagoinvestor.com/2019/05/nri-mutual-funds.html
Income Tax Related
- https://www.valueresearchonline.com/stories/48404/not-much-surplus-here-s-how-you-can-still-save-tax/
- https://www.valueresearchonline.com/stories/47647/does-tax-harvesting-make-a-difference/
- https://www.valueresearchonline.com/stories/47015/why-elss-is-the-best-tax-saving-investment/
- https://www.valueresearchonline.com/stories/49631/should-one-continue-to-invest-in-sukanya-samriddhi-yojana/
- https://www.valueresearchonline.com/stories/24297/all-about-tax-deductions/
- https://www.valueresearchonline.com/stories/46823/a-quick-analysis-of-popular-80c-options/
- https://www.valueresearchonline.com/stories/46816/essential-tax-saving-guide/
- https://www.valueresearchonline.com/stories/26858/an-overview-of-6-popular-tax-saving-options/
- https://www.jagoinvestor.com/2018/12/80c.html
- https://www.jagoinvestor.com/2019/04/income-tax-section-80d.html
- https://www.jagoinvestor.com/2015/06/beyond-life-insurance.html
- https://www.jagoinvestor.com/2015/04/tax-free-income-in-india.html
Other Resources for further reading:
- https://zerodha.com/varsity/module/personalfinance/
- https://zerodha.com/varsity/
- https://fyers.in/introducing-school-of-stocks/
- https://www.skillshare.com/classes/Modern-Money-Habits-5-Steps-to-Build-the-Life-You-Want/403120065?via=search-layout-grid
Notes on Investings in Buinsess
Income Statment
Balance Sheet
Cash Flows
Sales ==> Revenue ==>EBITDA ==> NET Profit ==> Margins
EBITDA — Earning before Intrests D -Depreciation & A -Amortization
Raw Material +labour –>Production Cost
Employess +salries –>Oprational Cost
Taxes
Intrests
Cash FLow Statements:
Raising ,Borrowing,Re-paying Capital
Cash flow from Operations
My NoteBook 